Charles St-Arnaud is Chief Economist at Alberta Central, the central banking facility and trade association for Alberta’s credit unions. He has more than 20 years of experience as an Economist in the public and private sector, both in Canada and internationally. Before joining Alberta Central, he was Senior Investment Strategist at Lombard Odier Investment Manager in London, England advising investors and portfolio managers on global financial markets. Before that, he was Senior Economist and FX Strategist at Nomura International in NYC and London. Charles was at the Department of Finance in Ottawa during the global financial crisis, where he advised senior officials on economic policy to respond to the crisis. He also worked for the Bank of Canada and Morgan Stanley. He is a regular contributor to the Financial Post, Globe&Mail, BNN Bloomberg, CBC/Radio-Canada and Calgary Herald. Charles holds an Msc. in Economics from Université du Québec à Montréal.